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Selecting a mortage company.

Lender Referral Information

Selecting a good fit for your financing mortgage broker is part of the process.
We’re looking to create a team of representatives all working for you with the common shared goal of getting the best terms and conditions for you!

All FHA products follow FHA guidelines, and any lender can offer the same product. You may also want to get approved for Fannie Mae HomePath.  It is a Fannie Mae product created by them to offer financing on Fannie Mae foreclosed properties.  All of these lenders offer that as well.  It is another 3 to 3.5% down payment program similar to FHA. 

Your lenders can provide you with current rates, qualification, and guidance on the financing side. They will relay how any non-FHA products would be conventional products, higher credit score requirements, more % down like 20% on average.  Some lenders have some other 5% down conventional products, but they may have PMI.  I'd recommend you try 2 of these lenders or just pick one.  I've used and worked with all myself to ensure the same client servicing I expect, and put forth.  Really in this selection you’re choosing a personality, and knowledgeable communicator to guide you through the financing side of things while I lead you through the Real estate side.

We encourage all buyers to contact a mortgage professional as soon as they can. The referrals below all make themselves available days/eves/weekends.

Having your financing approvals in place can be the difference in having an opportunity to make an offer on a well priced property. Delaying this crucial step can often put a buyer against another offer, adding competition, increasing pricing, or worse losing the property you wanted to a buyer ready to make an offer.


Kathleen Wentworth
Leader Bank
Direct: 617.388.8521
Fax 866-269-8030
KWentworth@leaderbank.com

Kathleen is a “true professional” mortgage planner with over seven years experience in the industry. Throughout her career, Kathleen has developed and implemented financing programs to meet both the short and long term needs of each client, emphasizing that every borrower is unique and therefore their financial planning should be custom-tailored.

Most important is Kathleen’s willingness to always go above and beyond the call of duty in order to “get the deal done,” never leaving the borrower to fend for themselves. Kathleen believes in educating her clients on the subjects of credit and home finance, and is an expert on how to improve FICO scores.

She also monitors the mortgage back securities daily so that she is better able to advise when to lock or float interest rates in order to provide her clients with the best service possible. In this ever-changing market, the mortgage planner you align yourself with makes all the difference. You need to work with someone whom you can trust to help you accomplish your goals.

Kathleen has the experience and expertise you need to help you make the right decisions for your future.


Tom Obrien
Schaefer Mortgage
Direct: 603.493.5193
TObrien@schaefermortgage.com
Website

Tom prides himself in offering the highest level of personalized customer service and exceptional communication skills, to set the standard on which other lenders will be judged.

With skills unmatched in identifying with his client’s highest needs; assisting them in selecting the optimum mortgage product, program, terms, and conditions.

Keeping open lines of Communications with all parties – not only clients, but real estate practitioners, attorneys, appraisers as well as his superior internal support staff which results in a smooth, efficient closings with no surprises, ever.

Tom works with the most educated and superior support staff in the industry, which provides valuable and important information to his clients, drawing from the vast knowledge base from colleagues here at Schaefer Mortgage, most of which have well in excess of 15 years of mortgage banking experience.

With Tom’s past experience, owning his own mortgage company, he is uniquely qualified to focus his recourses of an extraordinary operations team to get the job done.  The support team here at Schaefer Mortgage Corp. is so efficient that they’ve become known amongst real estate professionals as the “Rescue Lender”.  When the competition turns down a loan at the last minute, my team routinely closes the loan in one or two days. 

Knowledge, experience, work ethic, team support, energy, and commitment: These are just a few of the reasons why Tom has been recognized nationally as a leader in the mortgage profession. With a Consistent and positive performance that instills confidence in his clients to refer family and friends.

My commitment is to build TRUST throughout the loan process and have better educated homeowners upon closing. “I don’t make promises……I make commitments”

Ginnie McCauley
Dedicated Mortgage
Direct: 603.548.8950
ginniemac@comcast.net

 


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Copyright 01/20/18 NH Foreclosures For Sale
Not all listings presented in this site are foreclosures. Some may be listings from Sellers who are motivated to sell quickly or sell the property "as is". These listings are easier to purchase than a foreclosure and may be as good or better deal than a foreclosure.
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Copyright © 2018 Northern New England Real Estate Network, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of NNEREN. The information being provided is for consumers´ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated January 20th, 2018
 
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